Appraisal services for Charlotte and Mecklenburg County homeowners

Check out the top 7 reasons why NC homeowners call on Tommy Brown LLC:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut a monthly mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a NC divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in Mecklenburg County or the state of NC

Own a home in or near Charlotte, NC and need help determining the value of it?
Contact Tommy Brown LLC.

We at Tommy Brown LLC understand the individual needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a regular homeowner that most likely doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Tommy Brown LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping customers just like you rid yourselves of undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties close by. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal report from Tommy Brown LLC is your perfect weapon.

HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Tommy Brown LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would like to have a seasoned expert double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Tommy Brown LLC offers field reviews where we go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Tommy Brown LLC can help you with that. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.